Payment methods coverage - US & ROW

Tipalti offers a range of payment methods to ensure your payees are paid fully and on time. The information covered in this article is relevant for payers located in the United States (US) and in the rest of the world (ROW), but not those in the UK (United Kingdom) or EU (European Union).

Funding currencies

Tipalti supports several funding currencies. The most common are:

The date payment instructions are executed depends on the following:

Payment instructions delivered to Tipalti by 10:30 a.m. PST (11:30 a.m. PDT) on a banking business day are executed that same day.
Payment instructions delivered to Tipalti after 10:30 a.m. PST (11:30 a.m. PDT) on a banking business day will be executed on the next banking business day.
Banking business days are typically Monday through Friday, but banking holidays in the US and UK may affect the value date assigned by the bank

Supported payment methods

The table below lists supported payment methods for each country on the Tipalti Solution when the funding currency is USD.

"T" refers to the date a payment was sent for execution by the bank.
The value date (e.g., T to T+1) refers to the expected time by which the funds should be with the payee.
Appropriate payment providers are determined based on the payment method, payee currency and payment provider threshold.
Tipalti uses the min and max threshold to determine appropriate payment providers.
If a payment cannot be made, both payee and payer are notified and the payment is marked as deferred.

Thresholds change periodically per provider, so use the following table as a general guideline.

¹ NGN wire transfers are supported only for payees that are companies. Wires in NGN for individuals are not supported.

² These countries support SEPA for Global ACH / Local Bank Transfer.

³ These wire transfers are only supported from USD Virtual Account.

⁴ Payments are not available for Israeli-based entities.

⁵ For multi-currency Virtual Accounts with Tipalti, the minimum threshold is USD 1,030.

⁶ Payments to India are not available for India-based entities.

⁷ Payments to Turkey are not available for Cyprus-based entities.

Funding currencies

Tipalti supports 25 funding currencies.

Supported payment methods

The table below lists supported payment methods for each country on the Tipalti Solution when the funding currency is non-USD for US Payers.

"T" refers to the date a payment was sent for execution by the bank.
The value date (e.g., T to T+1) refers to the expected time by which the funds should be with the payee.
Appropriate payment providers are determined based on the payment method, payee currency and payment provider threshold.
Tipalti uses the min and max threshold to determine appropriate payment providers.
If a payment cannot be made, both payee and payer are notified and the payment is marked as deferred.

Thresholds change periodically per provider, so use the following table as a general guideline.
Global ACH is only available when the payment is submitted from one of the following non-USD funding currencies: AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, NOK, NZD, PLN, SEK, SGD. Submissions from funding currencies not on this list are not supported for Global ACH.

Payee country	Wire transfer	Global ACH / Local bank transfer
Afghanistan	USD (T to T+1)
Aland Islands	USD (T to T+1)	EUR (T+1 to T+2)
Albania	USD (T to T+1)	ALL (T+2)
Algeria	USD (T to T+1)
American Samoa	USD (T to T+1)
Andorra	EUR (T+1) USD (T to T+1)
Angola	USD (T to T+1)
Anguilla	XCD (T+2) Min 1,030 USD USD (T to T+1)
Antarctica	USD (T to T+1)
Antigua and Barbuda	XCD (T+2) Min 1,030 USD USD (T to T+1)
Argentina	USD (T to T+1/ T+2)
Armenia	AMD (T+2) Min 50 USD USD (T to T+1)
Aruba	AWG (T+2) Min 1,030 USD USD (T to T+1)
Australia	AUD (T+1) USD (T to T+1)	AUD (T+2 to T+3) Max 9,990,000 AUD
Austria	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Azerbaijan	USD (T to T+1)
Bahamas, The	BSD (T+2) Min 50 USD USD (T to T+1)
Bahrain	USD (T to T+1)
Bangladesh	BDT (T+2) Min 50 USD USD (T to T+1)
Barbados	BBD (T+2) Min 1,030 USD USD (T to T+1)
Belgium	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Belize	USD (T to T+1)
Benin	USD (T to T+1)
Bermuda	BMD (T+2) Min 1,030 USD USD (T to T+1)
Bhutan	USD (T to T+1)
Bolivia	BOB (T+2) Min 50 USD USD (T to T+1)
Bonaire	USD (T to T+1)
Bosnia and Herzegovina	USD (T to T+1)	BAM (T+2)
Botswana	BWP (T+2) Min 1,030 USD USD (T to T+1)
Bouvet Island	NOK (T+2) USD (T to T+1)
Brazil	USD (T to T+1)	BRL (T+3) Min 1,030 USD
British Indian Ocean Territory	USD (T to T+1)
Brunei	BND (T+2) Min 1,030 USD USD (T to T+1)
Bulgaria	EUR (T+2) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Burkina Faso	USD (T to T+1)
Burundi	USD (T to T+1)
Cambodia	USD (T to T+1)
Cameroon	USD (T to T+1)
Canada	CAD (T to T+1) USD (T to T+1)	CAD (T+2) USD (T+2)
Cape Verde	CVE (T+2) Min 1,030 USD USD (T to T+1)
Cayman Islands	KYD (T+2) Min 1,030 USD USD (T to T+1)
Chad	USD (T to T+1)
Chile	CLP (T+2 to T+3) USD (T to T+1)
China	USD (T to T+1)
Christmas Island	AUD (T+2) USD (T to T+1)
Cocos (Keeling) Islands	AUD (T+2) USD (T to T+1)
Colombia	USD (T to T+1)	COP (T+2 to T+3)
Comoros	USD (T to T+1)
Cook Islands	NZD (T+2) USD (T to T+1)
Costa Rica	CRC (T+2) Min 50 USD USD (T to T+1)
Côte d'Ivoire	USD (T to T+1)
Croatia	EUR (T+2) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Curaçao	ANG (T+2) Min 50 USD USD (T to T+1)
Cyprus	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Czech Republic	CZK (T+1) EUR (T+1) USD (T to T+1)	CZK (T+2) EUR (T+1 to T+2)^{^}
Denmark	DKK (T+1) EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Djibouti	USD (T to T+1)
Dominica	XCD (T+2) Min 1,030 USD USD (T to T+1)
Ecuador	USD (T to T+1)
Egypt	USD (T to T+1)
El Salvador	USD (T to T+1)
Equatorial Guinea	USD (T to T+1)
Eritrea	USD (T to T+1)
Estonia	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Ethiopia	USD (T to T+1)
Falkland Islands (Islas Malvinas)	USD (T to T+1)
Faroe Islands	DKK (T+2) USD (T to T+1)
Fiji	FJD (T+2) USD (T to T+1)
Finland	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
France	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
French Guiana	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)
French Polynesia	EUR (T+1) USD (T to T+1)
French Southern and Antarctic Lands	EUR (T+1) USD (T to T+1)
Gabon	USD (T to T+1)
Gambia, The	USD (T to T+1)
Georgia	USD (T to T+1)
Germany	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Ghana	USD (T to T+1)
Gibraltar	USD (T to T+1)	GBP (T+2)
Greece	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Greenland	DKK (T+2) USD (T to T+1)
Grenada	XCD (T+2) Min 1,030 USD USD (T to T+1)
Guadeloupe	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)
Guam	USD (T to T+1)
Guatemala	USD (T to T+1)
Guernsey	GBP (T+1) USD (T to T+1)
Guinea	USD (T to T+1)
Guinea-Bissau	USD (T to T+1)
Guyana	USD (T to T+1)
Haiti	USD (T to T+1)
Heard Island and McDonald Islands	AUD (T+2) USD (T to T+1)
Honduras	HNL (T+2) Min 50 USD USD (T to T+1)
Hong Kong	HKD (T+1) EUR (T+1) USD (T to T+1)	HKD (T+3)
Hungary	HUF (T+1) EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Iceland	ISK (T+1) Min 1,030 USD USD (T to T+1)	EUR (T+1 to T+2)
India	INR (T+1) USD (T to T+1)	INR (T+2 to T+3)
Indonesia	USD (T to T+1)
Iraq	USD (T to T+1)
Ireland	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Isle of Man	GBP (T+1) USD (T to T+1)
Israel	ILS (T+1 to T+2) USD (T to T+1)	ILS (T+1 to T+2) Max 999,999.99 ILS
Italy	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Jamaica	JMD (T+2) Min 1,030 USD USD (T to T+1)
Japan	JPY (T+1) USD (T to T+1)
Jersey	GBP (T+1) USD (T to T+1)
Jordan	USD (T to T+1)
Kazakhstan	USD (T to T+1)
Kenya	USD (T to T+1)
Kiribati	AUD (T+2) USD (T to T+1)
Korea, South	USD (T to T+1)	KRW (T+2 to T+3)
Kuwait	KWD (T+2) USD (T to T+1)
Kosovo	EUR (T+1) USD (T to T+1)
Kyrgyzstan	USD (T to T+1)
Laos	USD (T to T+1)
Latvia	EUR (T+2) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Lebanon	USD (T to T+1)
Lesotho	LSL (T+2) Min 1,030 USD USD (T to T+1)
Liberia	USD (T to T+1)
Libya	USD (T to T+1)
Liechtenstein	CHF (T+1) USD (T to T+1)	CHF (T+3) EUR (T+1 to T+2)
Lithuania	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Luxembourg	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Macau	MOP (T+2) Min 1,030 USD USD (T to T+1)
Macedonia	USD (T to T+1)
Madagascar	MGA (T+2) Min 1,030 USD USD (T to T+1)
Malawi	MWK (T+2) Min 1,030 USD USD (T to T+1)
Malaysia	MYR (T+2) Min 1,030 USD USD (T to T+1)	MYR (T+2 to T+3) Max 10,000,000 MYR
Maldives	USD (T to T+1)
Mali	USD (T to T+1)
Malta	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Marshall Islands	USD (T to T+1)
Martinique	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)
Mauritania	USD (T to T+1)
Mauritius	USD (T to T+1)
Mayotte	EUR (T+1) USD (T to T+1)
Mexico	MXN (T+1) USD (T to T+1)	MXN (T+2 to T+3)
Micronesia, Federated States of	USD (T to T+1)
Moldova	USD (T to T+1)
Monaco	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)
Mongolia	USD (T to T+1)
Montenegro	EUR (T+1) USD (T to T+1)
Montserrat	XCD (T+2) Min 1,030 USD USD (T to T+1)
Morocco	USD (T to T+1)
Mozambique	USD (T to T+1)
Namibia	NAD (T+2) Min 1,030 USD USD (T to T+1)
Nauru	AUD (T+2) USD (T to T+1)
Nepal	NPR (T+2) Min 1,030 USD USD (T to T+1)
Netherlands	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Netherlands Antilles	ANG (T+2) Min 50 USD USD (T to T+1)
New Caledonia	EUR (T+1) USD (T to T+1)
New Zealand	NZD (T+2) USD (T to T+1)	NZD (T+2)
Nicaragua	NIO (T+2) Min 1,030 USD USD (T to T+1)
Niger	USD (T to T+1)
Nigeria	NGN(T to T+1) Min 1,030 USD^* USD (T to T+1)
Niue	NZD (T+1) USD (T to T+1)
Norfolk Island	AUD (T+2) USD (T to T+1)
Northern Mariana Islands	USD (T to T+1)
Norway	NOK (T+1) EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)
Oman	OMR (T+2) Min 1,030 USD USD (T to T+1)
Pakistan^#	PKR (T+2) Min 1,030 USD USD (T to T+1)
Palau	USD (T to T+1)
Palestinian authority	USD (T to T+1)
Panama	USD (T to T+1)
Papua New Guinea	PGK (T+2) USD (T to T+1)
Paraguay	PYG (T+2) Min 1,030 USD USD (T to T+1)
Peru	PEN (T+2) Min 50 USD USD (T to T+1)	PEN Max PEN 310,000
Philippines	PHP (T+2) USD (T to T+1)	PHP (T+1)
Pitcairn Islands	NZD (T+1) USD (T to T+1)
Poland	PLN (T+1) EUR (T+1) USD (T to T+1)	PLN (T+1) EUR (T+1 to T+2)^{^}
Portugal	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Puerto Rico	USD (T to T+1)
Qatar	QAR (T+2) USD (T to T+1)
Réunion	EUR (T+1) USD (T to T+1)
Romania	EUR (T+2) USD (T to T+1)	RON (T+1) EUR (T+1 to T+2)^{^}
Rwanda	RWF (T+2) Min 1,030 USD USD (T to T+1)
Saint Barthélemy	USD (T to T+1)
Saint Helena	USD (T to T+1)
Saint Kitts and Nevis	XCD (T+2) Min 1,030 USD USD (T to T+1)
Saint Lucia	XCD (T+2) Min 1,030 USD USD (T to T+1)
Saint Martin (French part)	EUR (T+1) USD (T to T+1)
Saint Pierre and Miquelon	EUR (T+1) USD (T to T+1)
Saint Vincent and the Grenadines	XCD (T+2) Min 1,030 USD USD (T to T+1)
Samoa	WST (T+2) Min 1,030 USD USD (T to T+1)
San Marino	EUR (T+1) USD (T to T+1)
São Tomé and Príncipe	USD (T to T+1)
Saudi Arabia	SAR (T+1) USD (T to T+1)
Senegal	USD (T to T+1)
Serbia	USD (T to T+1)
Seychelles	SCR (T+2) Min 1,030 USD USD (T to T+1)
Sierra Leone	USD (T to T+1)
Singapore	SGD (T+1) USD (T to T+1)	SGD (T+3)
Sint Maarten (Dutch part)	USD (T to T+1)
Slovakia	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Slovenia	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Solomon Islands	SBD (T+2) Min 1,030 USD USD (T to T+1)
Somalia	USD (T to T+1)
South Africa	ZAR (T+1) USD (T to T+1)	ZAR (T+2 to T+3) Min 15 ZAR Max 5,000,000 ZAR
South Georgia and the South Sandwich Islands	USD (T to T+1)
Spain	EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Sri Lanka	LKR (T+2) Min 1,030 USD USD (T to T+1)	LKR (T+2)
Suriname	USD (T to T+1)
Svalbard	NOK (T+1) USD (T to T+1)
Swaziland	SZL (T+2) Min 1,030 USD USD (T to T+1)
Sweden	SEK (T+2) EUR (T+1) USD (T to T+1)	EUR (T+1 to T+2)^{^}
Switzerland	CHF (T+1) EUR (T+1) USD (T to T+1)	CHF (T+3) EUR (T+1 to T+2)
Tahiti	XPF (T+2) USD (T to T+1)
Taiwan	USD (T to T+1)
Tajikistan	USD (T to T+1)
Tanzania	TZS (T+2) Min 1,030 USD USD (T to T+1)
Thailand	THB (T+2) USD (T to T+1)	THB (T+2 to T+4) Max 50,000 THB
Timor-Leste	USD (T to T+1)
Togo	USD (T to T+1)
Tokelau	NZD (T+2) USD (T to T+1)
Tonga	TOP (T+2) Min 1,030 USD USD (T to T+1)
Trinidad and Tobago	TTD (T+2) Min 50 USD USD (T to T+1)
Tunisia	USD (T to T+1)
Turkey	TRY (T+2) USD (T to T+1)	TRY (T+1) Max 300,000 TRY
Turkmenistan	USD (T to T+1)
Turks and Caicos Islands	USD (T to T+1)
Tuvalu	AUD (T+2) USD (T to T+1)
Uganda	USD (T to T+1)
Ukraine	USD (T to T+1)
United Arab Emirates	AED (T+2) USD (T to T+1)
United Kingdom	GBP (T+1) EUR (T+1) USD (T to T+1)	GBP (T+1 to T+3)^{^}
United States	USD (T to T+1)
United States Minor Outlying Islands	USD (T to T+1)
Uruguay	UYU (T+2) Min 1,030 USD USD (T to T+1)
Uzbekistan	USD (T to T+1)
Vanuatu	VUV (T+2) Min 1,030 USD USD (T to T+1)
Vatican City	EUR (T+1) USD (T to T+1)
Venezuela	USD (T to T+1)
Vietnam	USD (T to T+1)
Virgin Islands (British)	USD (T to T+1)
Virgin Islands (US)	USD (T to T+1)
Wallis and Futuna	USD (T to T+1)
Western Sahara	USD (T to T+1)
Yemen	USD (T to T+1)
Zambia	ZMW (T+2) Min 1,030 USD USD (T to T+1)
Zimbabwe	USD (T to T+1)

^* NGN wire transfers are supported only for payees that are companies. Wires in NGN for individuals are not supported.

^{^} These countries support SEPA for Global ACH/Local Bank Transfer.

^ǂ The Business Profits article is applicable to payees completing the W-8BEN-E tax form. It is shown as special rates and conditions while filling in the form. If the reduced rates are not claimed, 30% withholding is applied.

^# Payments are not available for Israeli-based entities.

Australian Dollar (AUD)	New Zealand Dollar (NZD)
British Pound (GBP)	Norwegian Krone (NOK)
Canadian Dollar (CAD)	Polish Złoty (PLN)
Czech Koruna (CZK)	Saudi Arabian Riyal (SAR)
Danish Krone (DKK)	Singapore Dollar (SGD)
Euro (EUR)	South African Rand (ZAR)
Hong Kong Dollar (HKD)	Swedish Krona (SEK)
Hungarian Forint (HUF)	Swiss Franc (CHF)
Israeli Shekel (ILS)	Turkish Lira (TRY)
Japanese Yen (JPY)	UAE Dirham (AED)
Kuwaiti Dinar (KWD)	United States Dollar (USD)
Mexican Peso (MXN)

Bahraini Dinar (BHD)
Moroccan Dirham (MAD)

Articles in this section

Payment methods coverage - US & ROW

Funding currencies

Supported payment methods

Funding currencies

Supported payment methods