Payment methods coverage - Canada
The date payment instructions are executed depends on the following:
- Payment instructions delivered to Tipalti by 12:30 a.m. EST (13:30 a.m. EDT) on a banking business day are executed that same day.
- Payment instructions delivered to Tipalti after 12:30 a.m. EST (13:30 a.m. EDT) on a banking business day will be executed on the next banking business day.
- Banking business days are typically Monday through Friday, but banking holidays may affect the value date assigned by the bank.
The most common payment methods for Canada are:
- Wire transfer: Wire domestic (CAD) + International Wire (T+1 to T+3)
- Local bank transfer: EFT (CAD) (T+1)
- Local bank transfer outside Canada: Global ACH / Local Bank Transfer (T+1 to T+3)
- PayPal:
- PayPal AD (T+1 to T+2)
- PayPal MT - only from the USD VA account (T+1 to T+2)
Funding currencies
Deposits can be funded in Canada in the following currencies:
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Supported payment methods
The table below lists supported payment methods for each country on the Tipalti Solution when the funding currency is CAD.
- "T" refers to the date a payment was sent for execution by the bank.
- The value date (e.g., T to T+1) refers to the expected time by which the funds should be with the payee.
- Appropriate payment providers are determined based on the payment method, payee currency and payment provider threshold.
- Tipalti uses the min and max threshold to determine appropriate payment providers.
- If a payment cannot be made, both payee and payer are notified and the payment is marked as deferred.
Thresholds change periodically per provider, so use the following table as a general guideline.
Payee Country |
Wire Transfer |
Global ACH / Local Bank Transfer |
|---|---|---|
| Afghanistan | USD (T to T+1) |
|
| Aland Islands | USD (T to T+1) |
EUR (T+1 to T+2) |
| Albania | USD (T to T+1) |
ALL (T+2) |
| Algeria | USD (T to T+1) |
|
| American Samoa | USD (T to T+1) |
|
| Andorra |
EUR (T+1) USD (T to T+1) |
|
| Angola | USD (T to T+1) |
|
| Anguilla |
XCD (T+2) Min 1,030 USD USD (T to T+1) |
|
| Antarctica | USD (T to T+1) |
|
| Antigua and Barbuda |
XCD (T+2) Min 1,030 USD USD (T to T+1) |
|
| Argentina | USD (T to T+1/ T+2) |
|
| Armenia |
AMD (T+2) Min 50 USD USD (T to T+1) |
|
| Aruba |
AWG (T+2) Min 1,030 USD USD (T to T+1) |
|
| Australia |
AUD (T+1) USD (T to T+1) |
AUD (T+2 to T+3) Max 9,990,000 AUD |
| Austria |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Azerbaijan | USD (T to T+1) |
|
| Bahamas, The |
BSD (T+2) Min 50 USD USD (T to T+1) |
|
| Bahrain | USD (T to T+1) |
|
| Bangladesh |
BDT (T+2) Min 50 USD USD (T to T+1) |
|
| Barbados |
BBD (T+2) Min 50 USD USD (T to T+1) |
|
| Belarus | USD (T to T+1) |
|
| Belgium |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Belize | USD (T to T+1) |
|
| Benin | USD (T to T+1) |
|
| Bermuda |
BMD (T+2) Min 50 USD USD (T to T+1) |
|
| Bhutan | USD (T to T+1) |
|
| Bolivia |
BOB (T+2) Min 50 USD USD (T to T+1) |
|
| Bonaire | USD (T to T+1) |
|
| Bosnia and Herzegovina | USD (T to T+1) |
BAM (T+2) |
| Botswana |
BWP (T+2) Min 50 USD USD (T to T+1) |
|
| Bouvet Island |
NOK (T+2) USD (T to T+1) |
|
| Brazil | USD (T to T+1) |
BRL (T+3) Min 1,030 USD |
| British Indian Ocean Territory | USD (T to T+1) |
|
| Brunei |
BND (T+2) Min 50 USD USD (T to T+1) |
|
| Bulgaria |
EUR (T+2) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Burkina Faso | USD (T to T+1) |
|
| Burundi | USD (T to T+1) |
|
| Cambodia | USD (T to T+1) |
|
| Cameroon | USD (T to T+1) |
|
| Canada |
CAD (T to T+1) USD (T to T+1) |
CAD (T+2) USD (T+2) |
| Cape Verde |
CVE (T+2) Min 50 USD USD (T to T+1) |
|
| Cayman Islands |
KYD (T+2) Min 50 USD USD (T to T+1) |
|
| Chad | USD (T to T+1) |
|
| Chile |
CLP (T+2 to T+3) USD (T to T+1) |
CLP (T+2 to T+3) |
| China |
CNH (T to T+1) USD (T to T+1) |
|
| Christmas Island |
AUD (T+2) USD (T to T+1) |
|
| Cocos (Keeling) Islands |
AUD (T+2) USD (T to T+1) |
|
| Colombia | USD (T to T+1) |
COP (T+2 to T+3) |
| Comoros | USD (T to T+1) |
|
| Cook Islands |
NZD (T+2) USD (T to T+1) |
|
| Costa Rica |
CRC (T+2) Min 50 USD USD (T to T+1) |
|
| Côte d'Ivoire | USD (T to T+1) |
|
| Croatia |
EUR (T+2) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Curaçao |
ANG (T+2) Min 50 USD USD (T to T+1) |
|
| Cyprus |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Czech Republic |
CZK (T+1) EUR (T+1) USD (T to T+1) |
CZK (T+2) EUR (T+1 to T+2)^ |
| Denmark |
DKK (T+1) EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Djibouti | USD (T to T+1) |
|
| Dominica |
XCD (T+2) Min 1,030 USD USD (T to T+1) |
|
| Ecuador | USD (T to T+1) |
|
| Egypt | USD (T to T+1) |
|
| El Salvador | USD (T to T+1) |
|
| Equatorial Guinea | USD (T to T+1) |
|
| Eritrea | USD (T to T+1) |
|
| Estonia |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Ethiopia | USD (T to T+1) |
|
| Falkland Islands (Islas Malvinas) | USD (T to T+1) |
|
| Faroe Islands |
DKK (T+2) USD (T to T+1) |
|
| Fiji |
FJD (T+2) USD (T to T+1) |
|
| Finland |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| France |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| French Guiana |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2) |
| French Polynesia |
EUR (T+1) USD (T to T+1) |
|
| French Southern and Antarctic Lands |
EUR (T+1) USD (T to T+1) |
|
| Gabon | USD (T to T+1) |
|
| Gambia, The | USD (T to T+1) |
|
| Georgia | USD (T to T+1) |
|
| Germany |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Ghana | USD (T to T+1) |
|
| Gibraltar | USD (T to T+1) |
GBP (T+2) |
| Greece |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Greenland |
DKK (T+2) USD (T to T+1) |
|
| Grenada |
XCD (T+2) Min 1,030 USD USD (T to T+1) |
|
| Guadeloupe |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2) |
| Guam | USD (T to T+1) |
|
| Guatemala | USD (T to T+1) |
|
| Guernsey |
GBP (T+1) USD (T to T+1) |
|
| Guinea | USD (T to T+1) |
|
| Guinea-Bissau | USD (T to T+1) |
|
| Guyana | USD (T to T+1) |
|
| Haiti | USD (T to T+1) |
|
| Heard Island and McDonald Islands |
AUD (T+2) USD (T to T+1) |
|
| Honduras |
HNL (T+2) Min 50 USD USD (T to T+1) |
|
| Hong Kong |
HKD (T+1) EUR (T+1) USD (T to T+1) |
HKD (T+3) Max 100,000,000 HKD |
| Hungary |
HUF (T+1) EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Iceland |
ISK (T+1) Min 1,030 USD USD (T to T+1) |
EUR (T+1 to T+2) |
| India |
INR (T+1) USD (T to T+1) |
INR (T+2 to T+3) |
| Indonesia | USD (T to T+1) |
|
| Iraq | USD (T to T+1) |
|
| Ireland |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Isle of Man |
GBP (T+1) USD (T to T+1) |
|
| Israel |
ILS (T+1 to T+2) USD (T to T+1) |
ILS (T+1 to T+2) Max 999,999.99 ILS |
| Italy |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Jamaica |
JMD (T+2) Min 50 USD USD (T to T+1) |
|
| Japan |
JPY (T+1) USD (T to T+1) |
|
| Jersey |
GBP (T+1) USD (T to T+1) |
|
| Jordan | USD (T to T+1) |
|
| Kazakhstan | USD (T to T+1) |
|
| Kenya | USD (T to T+1) |
|
| Kiribati |
AUD (T+2) USD (T to T+1) |
|
| Korea, South | USD (T to T+1) |
KRW (T+2 to T+3) |
| Kuwait |
KWD (T+2) USD (T to T+1) |
|
| Kosovo |
EUR (T+1) USD (T to T+1) |
|
| Kyrgyzstan | USD (T to T+1) |
|
| Laos | USD (T to T+1) |
|
| Latvia |
EUR (T+2) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Lebanon | USD (T to T+1) |
|
| Lesotho |
LSL (T+2) Min 1,030 USD USD (T to T+1) |
|
| Liberia | USD (T to T+1) |
|
| Libya | USD (T to T+1) |
|
| Liechtenstein |
CHF (T+1) USD (T to T+1) |
CHF (T+3) EUR (T+1 to T+2) |
| Lithuania |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Luxembourg |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Macau |
MOP (T+2) Min 50 USD USD (T to T+1) |
|
| Macedonia | USD (T to T+1) |
|
| Madagascar |
MGA (T+2) Min 50 USD USD (T to T+1) |
|
| Malawi |
MWK (T+2) Min 1,030 USD USD (T to T+1) |
|
| Malaysia |
MYR (T+2) Min 1,030 USD USD (T to T+1) |
|
| Maldives | USD (T to T+1) |
|
| Mali | USD (T to T+1) |
|
| Malta |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Marshall Islands | USD (T to T+1) | |
| Martinique |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2) |
| Mauritania | USD (T to T+1) |
|
| Mauritius | USD (T to T+1) |
|
| Mayotte |
EUR (T+1) USD (T to T+1) |
|
| Mexico |
MXN (T+1) USD (T to T+1) |
MXN (T+2 to T+3) |
| Micronesia, Federated States of | USD (T to T+1) | |
| Moldova | USD (T to T+1) | |
| Monaco |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2) |
| Mongolia | USD (T to T+1) |
|
| Montenegro |
EUR (T+1) USD (T to T+1) |
|
| Montserrat |
XCD (T+2) Min 1,030 USD USD (T to T+1) |
|
| Morocco | USD (T to T+1) |
|
| Mozambique | USD (T to T+1) |
|
| Namibia |
NAD (T+2) Min 50 USD USD (T to T+1) |
|
| Nauru |
AUD (T+2) USD (T to T+1) |
|
| Nepal |
NPR (T+2) Min 1,030 USD USD (T to T+1) |
|
| Netherlands |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Netherlands Antilles |
ANG (T+2) Min 50 USD USD (T to T+1) |
|
| New Caledonia |
EUR (T+1) USD (T to T+1) |
|
| New Zealand |
NZD (T+2) USD (T to T+1) |
NZD (T+2) |
| Nicaragua |
NIO (T+2) Min 300 USD USD (T to T+1) |
|
| Niger | USD (T to T+1) |
|
| Nigeria |
NGN(T to T+1) Min 1,030 USD* USD (T to T+1) |
|
| Niue |
NZD (T+1) USD (T to T+1) |
|
| Norfolk Island |
AUD (T+2) USD (T to T+1) |
|
| Northern Mariana Islands | USD (T to T+1) |
|
| Norway |
NOK (T+1) EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2) |
| Oman |
OMR (T+2) Min 1,030 USD USD (T to T+1) |
|
| Pakistanǂ |
PKR (T+2) Min 1,030 USD USD (T to T+1) |
|
| Palau | USD (T to T+1) |
|
| Palestinian authority | USD (T to T+1) |
|
| Panama | USD (T to T+1) |
|
| Papua New Guinea |
PGK (T+2) USD (T to T+1) |
|
| Paraguay |
PYG (T+2) Min 1,030 USD USD (T to T+1) |
|
| Peru |
PEN (T+2) Min 50 USD USD (T to T+1) |
PEN (T+2 to T+3) Max PEN 310,000 |
| Philippines |
PHP (T+2) USD (T to T+1) |
PHP (T+1) |
| Pitcairn Islands |
NZD (T+1) USD (T to T+1) |
|
| Poland |
PLN (T+1) EUR (T+1) USD (T to T+1) |
PLN (T+1) EUR (T+1 to T+2)^ |
| Portugal |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Puerto Rico | USD (T to T+1) |
|
| Qatar |
QAR (T+2) USD (T to T+1) |
|
| Réunion |
EUR (T+1) USD (T to T+1) |
|
| Romania |
EUR (T+2) USD (T to T+1) |
RON (T+1) EUR (T+1 to T+2)^ |
| Russia | ||
| Rwanda |
RWF (T+2) Min 1,030 USD USD (T to T+1) |
|
| Saint Barthélemy | USD (T to T+1) |
|
| Saint Helena | USD (T to T+1) |
|
| Saint Kitts and Nevis |
XCD (T+2) Min 1,030 USD USD (T to T+1) |
|
| Saint Lucia |
XCD (T+2) Min 1,030 USD USD (T to T+1) |
|
| Saint Martin (French part) |
EUR (T+1) USD (T to T+1) |
|
| Saint Pierre and Miquelon |
EUR (T+1) USD (T to T+1) |
|
| Saint Vincent and the Grenadines |
XCD (T+2) Min 1,030 USD USD (T to T+1) |
|
| Samoa |
WST (T+2) Min 1,030 USD USD (T to T+1) |
|
| San Marino |
EUR (T+1) USD (T to T+1) |
|
| São Tomé and Príncipe | USD (T to T+1) | |
| Saudi Arabia |
SAR (T+1) USD (T to T+1) |
|
| Senegal | USD (T to T+1) |
|
| Serbia | USD (T to T+1) |
|
| Seychelles |
SCR (T+2) Min 50 USD USD (T to T+1) |
|
| Sierra Leone | USD (T to T+1) |
|
| Singapore |
SGD (T+1) USD (T to T+1) |
SGD (T+3) |
| Sint Maarten (Dutch part) | USD (T to T+1) |
|
| Slovakia |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Slovenia |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Solomon Islands |
SBD (T+2) Min 50 USD USD (T to T+1) |
|
| Somalia | USD (T to T+1) | |
| South Africa |
ZAR (T+1) USD (T to T+1) |
ZAR (T+2 to T+3) Min 15 ZAR Max 5,000,000 ZAR |
| South Georgia and the South Sandwich Islands | USD (T to T+1) |
|
| Spain |
EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Sri Lanka |
LKR (T+2) Min 50 USD USD (T to T+1) |
LKR (T+2) |
| Suriname | USD (T to T+1) |
|
| Svalbard |
NOK (T+1) USD (T to T+1) |
|
| Swaziland |
SZL (T+2) Min 50 USD USD (T to T+1) |
|
| Sweden |
SEK (T+2) EUR (T+1) USD (T to T+1) |
EUR (T+1 to T+2)^ |
| Switzerland |
CHF (T+1) EUR (T+1) USD (T to T+1) |
CHF (T+3) EUR (T+1 to T+2) |
| Tahiti |
XPF (T+2) USD (T to T+1) |
|
| Taiwan | USD (T to T+1) |
|
| Tajikistan | USD (T to T+1) |
|
| Tanzania |
TZS (T+2) Min 50 USD USD (T to T+1) |
|
| Thailand |
THB (T+2) USD (T to T+1) |
THB (T+2 to T+4) Max 50,000 THB |
| Timor-Leste | USD (T to T+1) |
|
| Togo | USD (T to T+1) |
|
| Tokelau |
NZD (T+2) USD (T to T+1) |
|
| Tonga |
TOP (T+2) Min 50 USD USD (T to T+1) |
|
| Trinidad and Tobago |
TTD (T+2) Min 50 USD USD (T to T+1) |
|
| Tunisia | USD (T to T+1) |
|
| Turkey |
TRY (T+2) USD (T to T+1) |
TRY (T+1) Max 300,000 TRY |
| Turkmenistan | USD (T to T+1) |
|
| Turks and Caicos Islands | USD (T to T+1) |
|
| Tuvalu |
AUD (T+2) USD (T to T+1) |
|
| Uganda | USD (T to T+1) |
|
| Ukraine | USD (T to T+1) |
|
| Unite Arab Emirates |
AED (T+2) USD (T to T+1) |
AED (T+1 to T+2)# |
| United Kingdom |
GBP (T+1) EUR (T+1) USD (T to T+1) |
GBP (T+1 to T+3)^ |
| United States | USD (T to T+1) |
|
| United States Minor Outlying Islands | USD (T to T+1) |
|
| Uruguay |
UYU (T+2) Min 1,030 USD USD (T to T+1) |
|
| Uzbekistan | USD (T to T+1) |
|
| Vanuatu |
VUV (T+2) Min 1,030 USD USD (T to T+1) |
|
| Vatican City |
EUR (T+1) USD (T to T+1) |
|
| Venezuela | USD (T to T+1) |
|
| Vietnam | USD (T to T+1) |
|
| Virgin Islands (British) | USD (T to T+1) |
|
| Virgin Islands (US) | USD (T to T+1) |
|
| Wallis and Futuna | USD (T to T+1) |
|
| Western Sahara | USD (T to T+1) |
|
| Yemen | USD (T to T+1) |
|
| Zambia |
ZMW (T+2) Min 1,030 USD USD (T to T+1) |
|
| Zimbabwe | USD (T to T+1) |
* NGN wire transfers are supported only for payees that are companies. Wires in NGN for individuals are not supported.
^ These countries support SEPA for Global ACH/Local Bank Transfer.
ǂ Payments to Pakistan are not available for Israeli-based entities.
# Supported only from USD, and CAD virtual accounts.